Follow up your phone call with a letter to the card issuer

Fixed-rate credit cards can change their terms in a few weeks' time, so there's no real protection from rate increases with a fixed-rate card, although my anecdotal observation is that fixed-rate cards tend to lag behind variable-rate cards in both rising and falling interest-rate environments.The majority of people only review their report from one bureau. It may be possible to reap more benefits by trading your airline reward credit card in for a cash back credit card. That way, you don't have a large number of inquiries into your credit history bringing down your overall credit rating. A Home Equity Loan – a fixed amount of money for a fixed period of time sometimes at a fixed rate and 2.

It’s like highway robbery. Definitely seek a verification, says Mary Fons, a consumer protection attorney in Stoughton, Wis. With the fees, finance charges and higher interest rates, you're better off charging what you need. It is amazing how one can advant fixed rate credit card do everything here.

Meanwhile, Manning says the real answer lies in a society that starts smelling the coffee. Every year, film industry leaders gather with film fans from around the world for nine days of screenings and four days of panels. Therefore, go ahead and choose the best balance transfer credit card. Fixed Rate or Fixed APR -An annual percentage rate that does not change throughout the year, unlike an introductory APR that changes after a specific period of time.With credit cards, fixed rate isn't really fixed, as it is with things like home or auto loans.